Loans

Expat prices: what a difference six years makes

Expat prices: what a difference six years makes

Today the ideal fastened costs are just 2.2pc – a lot lower than when base fee 1st hit its recent stage in March 2009   Photo: Getty Images Barring any massive surprises, this 7 days the Lender of England will leave foundation price at .5pc yet again – marking six…

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HSBC and HMRC bosses quizzed by MPs on Treasury Pick Committtee

HSBC and HMRC bosses quizzed by MPs on Treasury Pick Committtee

View reside protection from fourteen.15GMT as the chairman of HSBC Stuart Gulliver and bosses of HMRC are quizzed in front of the parliamentary decide on committee This livestream has now completed HSBC main executive Stuart Gulliver has apologised to MPs for “unacceptable” techniques at the bank’s Swiss subsidiary which he…

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'Santander won't send out me the iPad I won in a prize draw'

‘Santander won’t send out me the iPad I won in a prize draw’

A reader who won an iPad right after entering into a Santander prize attract asks our client champion for aid in receiving the lender to honour the settlement   Photograph: 2012 Getty Photographs By casting my vote at Santander’s Remarkable Basic Meeting 2014, I was automatically entered into a free…

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Expat rates: pressure on offshore centres is bad news

Expat rates: pressure on offshore centres is bad news

Damaging publicity and lower fascination charges are a negative blend for savers   Image: PAUL ELLIS/AFP/Getty Pictures Very first there was HSBC’s Swiss subsidiary and its rich customers – and how HM Income &amp Customs dealt with it . Then Labour chief Ed Miliband warned offshore centres including the Channel…

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Hackers steal £650m - 10 techniques to protect your lender account

Hackers steal £650m – 10 techniques to protect your lender account

Much more than £650m has gone missing from banks around the globe in what is imagined to be the greatest at any time ‘cybercrime’. Study this crucial guidebook to safeguarding your income   Photograph: Alamy Hackers are imagined to have stolen £650m from bank accounts throughout the world in an…

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Banking institutions that pay the most on savings

Banking institutions that pay the most on savings

M&S Bank is offering current account customers the chance to earn 6pc, but you can get more interest from Nationwide and TSB You can earn £78 by putting £3,000 into M&S’s regular saver, but you could earn £21 more by putting the same amount into Nationwide’s FlexDirect current account  …

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Why you must in no way inform the lender you write down passwords

Why you must in no way inform the lender you write down passwords

A Lloyds Financial institution consumer who suffers from memory decline ran into difficulty when he instructed the bank how he merchants passwords   My wife, 91, has significant memory loss and I at 85 endure with continual kidney condition. We each worked most of our lives at Lloyds Financial institution…

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Halifax has credited my financial institution account with £169 - but is not going to say why

Halifax has credited my financial institution account with £169 – but is not going to say why

When a reader produced enquiries about a mysterious payment he was not expecting, Halifax couldn’t say exactly where it had arrive from   Photo: Alamy I verify my financial institution statements meticulously every single month and I could not recognise a £169.39 credit score to my account with the Halifax…

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New Virgin Vital Current Account - is it really worth switching to?

New Virgin Vital Current Account – is it really worth switching to?

The recent account pays desire on £100,000, and offers reductions on Virgin Trains as effectively as free coffee and treats in metropolis centre ‘Virgin Lounges’   Picture: Alamy Virgin Income is helping to improve competition in the banking business with the roll out of its new desire-paying out present account….

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Free of charge bank accounts 'dead inside of a decade'

Free of charge bank accounts ‘dead inside of a decade’

Put together to spend up to £10 a thirty day period since financial institutions are unable to make a good return, market consultants say   Picture: ALAMY Cost-free bank accounts will disappear in a ten years, a report has warned after locating the switch to American-fashion month to month charges…

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